Credit! Credit! Credit!
Friday, June 28, 2013
Thursday, September 9, 2010
Check for Identity Theft!
Check your bill statements. Whether you receive your bills electronically or by snail mail, be sure to carefully check your bill statements every month. If you see any activity on your accounts that does not belong to you, contact the bill company immediately. If you have been a victim of identity theft, you may receive bills from companies you don't even have an account with. Again, contact these companies immediately to report that the account is not valid and does not belong to you.
Check your bank statements. Thieves tend to be sneaky and come up with unique ways to steal your money. Whether it is stealing one of your bank checks or using your debit card number to make purchases, you need to look for unauthorized transactions on your bank statements each month also.
Check your credit report. At least once or twice a year, you should pull and check your credit report from all three of the credit agencies: Experian, Equifax and TransUnion. Review all the personal information on all three of the credit reports. Check for accuracy of facts, as well as unauthorized credit accounts, loans or other types of transactions that do not belong to you. Report any inaccuracies to each of the credit agencies immediately.
Be aware. The key to checking to see if you have become a victim of identity theft is to be aware. Carefully review all of your financial records on a regular basis. Make sure these records are accurate and work on correcting any inaccuracies immediately. By being active in your financial situation, you will help to ensure you do not become a victim, and if you do fall prey to an identity thief that you can head it off at the pass before it blows up into a major financial problem.
Thursday, August 12, 2010
THE TIME TO BE CREDIT WORTHY IS NOW!
One or two economic wizards are now finally willing to admit that we are in a depression and that the announcement of a recovery was preliminary if not downright false. If ever there was a time to be credit worthy, that time is now.
You may look at your paycheck, if you have one, and agree wholeheartedly with the above pronouncement, but just in case you are wondering, let’s look at recent economic indicators.
The long-suffering middle class, for example, is facing interminable salary stagnation. One home care worker in Ohio has not seen a raise for over 13 years (http://preview.tinyurl.com/24dsmcp), and experts are certain that the stagnation in salaries began for the middle class long before the real estate bubble burst in 2008.
Michelle Goodman, a columnist with ABC News, in line with this dire economic news, warns artists, writers, and creative types to keep the day jobs about which they often love to complain (http://abcnews.go.com/Business/artist-heart-michelle-goldmans-reasons-day-job/story?id=11287370 ). A committed “anti-9-5er,” Goodman still has always disbelieved the idea that artists need to take time off from working to produce creatively. Although she has authored two books designed to assist those desperate to escape the cubicle, she encourages writers and artists to consider the value of co-workers and their often unwitting contributions to creative work.
If your concern is not time for creativity, but how to continue feeding your family while trying to save, now might indeed be the time to contact The Credit Woman to learn how to rebuild or protect your credit score. Some fortunes are growing, yet an 11% increase in the number of millionaires in New York battles the accompanying 17.5% rise in those receiving food stamps (http://abcnews.go.com/Business/ranks-millionaires-club-climbs-numbers-people-living-poverty/story?id=11327341 ). Careful attention to your credit report now could provide the shield that an upcoming but unplanned rainy day may require.
Learning to manage and protect your credit is not an insurmountable task. As The Credit Woman, I give you simple, easy steps to follow and I am there to advise, consult and counsel as you go through the process. Once we begin working together, you will find credit restoration not the thick forest of huge, scary trees you imagined. The terms are all explainable and the procedures require attention to detail, but not a degree in finance.
Most of all, as you go through the process and take step after step, you will encounter success as you begin to address inaccuracies on your report and take the proper measures to correct them. It is empowering to correct these inaccuracies and oversights yourself, and I will encourage you to use that sense of power and ability to keep an even closer eye on your spending and your budget. For credit repair without continued vigilance in terms of spending and the setting up of a monthly budget will only lead you back down the road of financial insecurity.
Go to http://www.thecreditwoman.com/ today and begin your walk into the land of financial security and happily restored credit. You have worked hard all of your life, and finances in disarray is not the condition those who love and support you want to see as the hallmark of your future. Visit the site today and let’s get started!
You may look at your paycheck, if you have one, and agree wholeheartedly with the above pronouncement, but just in case you are wondering, let’s look at recent economic indicators.
The long-suffering middle class, for example, is facing interminable salary stagnation. One home care worker in Ohio has not seen a raise for over 13 years (http://preview.tinyurl.com/24dsmcp), and experts are certain that the stagnation in salaries began for the middle class long before the real estate bubble burst in 2008.
Michelle Goodman, a columnist with ABC News, in line with this dire economic news, warns artists, writers, and creative types to keep the day jobs about which they often love to complain (http://abcnews.go.com/Business/artist-heart-michelle-goldmans-reasons-day-job/story?id=11287370 ). A committed “anti-9-5er,” Goodman still has always disbelieved the idea that artists need to take time off from working to produce creatively. Although she has authored two books designed to assist those desperate to escape the cubicle, she encourages writers and artists to consider the value of co-workers and their often unwitting contributions to creative work.
If your concern is not time for creativity, but how to continue feeding your family while trying to save, now might indeed be the time to contact The Credit Woman to learn how to rebuild or protect your credit score. Some fortunes are growing, yet an 11% increase in the number of millionaires in New York battles the accompanying 17.5% rise in those receiving food stamps (http://abcnews.go.com/Business/ranks-millionaires-club-climbs-numbers-people-living-poverty/story?id=11327341 ). Careful attention to your credit report now could provide the shield that an upcoming but unplanned rainy day may require.
Learning to manage and protect your credit is not an insurmountable task. As The Credit Woman, I give you simple, easy steps to follow and I am there to advise, consult and counsel as you go through the process. Once we begin working together, you will find credit restoration not the thick forest of huge, scary trees you imagined. The terms are all explainable and the procedures require attention to detail, but not a degree in finance.
Most of all, as you go through the process and take step after step, you will encounter success as you begin to address inaccuracies on your report and take the proper measures to correct them. It is empowering to correct these inaccuracies and oversights yourself, and I will encourage you to use that sense of power and ability to keep an even closer eye on your spending and your budget. For credit repair without continued vigilance in terms of spending and the setting up of a monthly budget will only lead you back down the road of financial insecurity.
Go to http://www.thecreditwoman.com/ today and begin your walk into the land of financial security and happily restored credit. You have worked hard all of your life, and finances in disarray is not the condition those who love and support you want to see as the hallmark of your future. Visit the site today and let’s get started!
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